Tag Archive: Homeowners

I Was Offered a 100% Guarantee On My Loan Modification

Over the course of the last month, I have received numerous phone calls from prospective clients regarding loan modifications. I have been told over and over that they were offered a 100% guarantee on a loan modification by either another attorney or a loan ...

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When Is It Ok To Walk Away From My Mortgage?

There has been a lot of discussions recently about whether people should walk away from their mortgages.  Should people just lock the doors and move on? Should people stay in a home that is "underwater" and hope that the market rebounds? Should people sacrifice everything else in their lives to make sure they can keep ...

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Should I Refinance My Existing Mortgage?

There are so many people who are unsure of whether or not they should refinance their mortgage. There are pros and cons to refinancing and the reasons behind refinancing your mortgage should be good.  There was an article today at Walletpop called ...

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Should I Stop Paying My Mortgage?

The short answer here is NO! It is our policy that you should always make your mortgage payments.  Failing to pay your mortgage is the fastest and most direct route to financial ruin, bad credit and the inability to buy another home when times ...

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The Loan Modification Process: Why Doesn't It Work?

With so much information and mis-information out there, I thought that I would take the time to explain the loan modification process in-depth. There are so many steps to getting approved for a loan modification and any misstep in the process can result ...

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